US 12,430,624 B1
Wireless payment, money transfer, and vending system
Keesha Blair, Woodbridge, VA (US)
Filed by Keesha Blair, Woodbridge, VA (US)
Filed on Jul. 15, 2022, as Appl. No. 17/866,210.
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/36 (2012.01); G06Q 30/04 (2012.01); G06Q 30/0601 (2023.01)
CPC G06Q 20/1085 (2013.01) [G06Q 20/102 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3674 (2013.01); G06Q 30/04 (2013.01); G06Q 30/0641 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A wireless payment, money transfer, and vending system used for electronic commerce, comprising:
a graphical user interface on a computer;
a personal computing device configured to access, transfer, and withdraw monetary value in real time;
a mechanism configured to access physical currency via at least one ATM, the ATM integrated with the personal computing device via at least one network connection;
a plurality of user types associated with a plurality of user settings;
wherein the user types include at least one of consumers, retailers, distributors, buyers, sellers, individual users, and business users;
wherein the user interface varies according to a user type selected; and
wherein an ATM allows a buyer user to log into the system and deposit physical currency funds into their own digital wallet, and allow a buyer user to authorize the payment of a seller user's invoice by depositing physical currency funds into the ATM for immediate transfer to the seller user's account, such that a configuration of the ATM further comprises scannable bar codes for ease of user access, where the system further comprises a transaction tracking system so that a user may view, in real time, progress of any transactions to which they are privy.