US 12,425,218 B2
Portable identity verification context with automatic renewal or verification orchestration to mitigate decay
Saurav Bhattacharyya, Brambleton, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jun. 29, 2023, as Appl. No. 18/344,435.
Prior Publication US 2025/0007714 A1, Jan. 2, 2025
Int. Cl. H04L 9/32 (2006.01)
CPC H04L 9/321 (2013.01) 20 Claims
OG exemplary drawing
 
1. A system for generating and maintaining an identity verification context, comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
communicate with a user device to obtain verification information associated with a set of attributes that relate to an identity of a user operating the user device;
generate a verification context associated with the identity of the user based on validating the verification information associated with the set of attributes,
wherein the verification context includes personally identifiable information associated with the user and a verification status associated with each attribute in the set of attributes that relate to the identity of the user, and
wherein the verification status associated with each attribute in the set of attributes includes expiration information for the corresponding attribute;
send, to the user device, information to securely provision the verification context to a storage component of the user device; and
communicate with the user device to update the verification information associated with one or more attributes in the set of attributes based on the expiration information associated with the one or more attributes indicating that the one or more attributes have expired or will expire within a threshold time period.