| CPC H04L 9/0877 (2013.01) [G06K 7/1417 (2013.01); G06K 19/06037 (2013.01); G06Q 20/0658 (2013.01); G06Q 20/357 (2013.01); G06Q 20/3674 (2013.01); G09F 3/02 (2013.01); G09F 3/0292 (2013.01); G09F 3/0297 (2013.01); G09F 3/10 (2013.01); H04L 9/0618 (2013.01); H04L 9/0866 (2013.01); H04L 9/30 (2013.01); H04L 9/3073 (2013.01); G09F 2003/0213 (2013.01); G09F 2003/0263 (2013.01); G09F 2003/0277 (2013.01)] | 20 Claims |

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1. An apparatus for physically maintaining digital wallet credentials, comprising:
a substrate having a surface area corresponding to a face of the substrate, the surface area comprising:
a first region of the surface area including a first unique identifier, and
a second region of the surface area including a passphrase; and
a multi-layer sticker affixed to the face of the substrate, the multi-layer sticker comprising:
a first layer concealing all or some of the second region of the substrate without concealing the first unique identifier within the first region, and having disposed thereon:
a second unique identifier, and
encrypted private key information, the encrypted private key information based on the passphrase and a private key of a key-pair;
a second layer encapsulating a portion of the first layer to conceal the encrypted private key information without concealing the first unique identifier and the second unique identifier, the second layer comprising at least one tamper-evident feature and having disposed thereon:
a third unique identifier, and
public access information;
wherein a correspondence of values of the unique identifiers indicates a correspondence between the passphrase, the encrypted private key information, and the public access information, wherein:
the substrate is round;
the second layer covers a portion of private access information disposed on the face of the substrate;
the portion of private access information disposed on the face of the substrate is the passphrase within the second region; and
the second layer covers all or some of the passphrase.
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