US 12,423,673 B2
Merchant terminal for receiving payment from a vehicle
Kristopher Keith Gaudin, Bloomington, IL (US); Leo Nelson Chan, Normal, IL (US); and Justin Davis, Bloomington, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on May 17, 2023, as Appl. No. 18/198,738.
Application 17/947,344 is a division of application No. 17/168,001, filed on Feb. 4, 2021, granted, now 11,699,142.
Application 18/198,738 is a continuation of application No. 17/947,344, filed on Sep. 19, 2022, granted, now 11,694,184.
Application 17/168,001 is a continuation of application No. 15/428,656, filed on Feb. 9, 2017, granted, now 10,949,830, issued on Mar. 16, 2021.
Claims priority of provisional application 62/362,152, filed on Jul. 14, 2016.
Claims priority of provisional application 62/360,015, filed on Jul. 8, 2016.
Claims priority of provisional application 62/295,596, filed on Feb. 16, 2016.
Prior Publication US 2023/0289772 A1, Sep. 14, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/327 (2013.01) [G06Q 20/20 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3221 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/40145 (2013.01)] 17 Claims
OG exemplary drawing
 
1. A merchant communication terminal for receiving financial data from a vehicle payment device, the merchant communication terminal comprising:
one or more processors in a merchant communication terminal associated with a merchant;
a non-transitory computer-readable memory coupled to the one or more processors and storing thereon instructions that, when executed by the one or more processors, cause the merchant communication terminal to:
detect a vehicle within a predetermined distance of the merchant communication terminal;
after detecting that the vehicle is within the predetermined distance of the merchant communication terminal, transmit a payment authorization screen to a vehicle head unit of the vehicle indicating a method of payment associated with a financial account;
receive, from the vehicle head unit in the vehicle executing a vehicle payment application, a request to purchase fuel via the payment authorization screen, wherein the request includes an indication of the method of payment associated with the financial account;
in response to receiving the request, automatically activate a fuel pump and provide fuel to the vehicle; and
transmit a notification that electronic payment for the fuel has been accepted to facilitate the vehicle acting as a payment device.