| CPC G06Q 20/123 (2013.01) [G06Q 20/36 (2013.01); H04L 67/1097 (2013.01); H04L 67/306 (2013.01); G06Q 2220/00 (2013.01)] | 20 Claims |

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1. A method for selecting personalized token-directed actions, comprising:
determining:
a tag associated with a token, wherein the tag:
comprises metadata describing the token; and
corresponds to a weight, indicative of an accuracy of the tag in describing the token; and
an aggregate profile associated with a user, wherein the aggregate profile comprises a set of records representing token items accessed by the user across a plurality of constituent profiles;
performing a clustering based on at least one of the tag or the aggregate profile, wherein the clustering comprises a collection of tokens sorted according to at least one of a first set of one or more shared categories of tokens or a second set of one or more shared categories of token users;
identifying an action corresponding to the token, based on the clustering, wherein the action governs future token access by the user; and
initiating the action.
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