US 12,093,963 B2
Method and system for performing mobile device-to-machine payments
Paresh K. Patel, Portland, OR (US)
Assigned to PAYRANGE INC., Portland, OR (US)
Filed by PAYRANGE INC., Portland, OR (US)
Filed on Nov. 1, 2022, as Appl. No. 17/978,894.
Application 17/978,894 is a continuation of application No. 16/934,392, filed on Jul. 21, 2020, granted, now 11,488,174.
Application 16/934,392 is a continuation of application No. 15/406,492, filed on Jan. 13, 2017, granted, now 10,719,833, issued on Jul. 21, 2020.
Application 15/406,492 is a continuation of application No. 14/335,762, filed on Jul. 18, 2014, granted, now 9,547,859, issued on Jan. 17, 2017.
Application 14/335,762 is a continuation of application No. 14/214,644, filed on Mar. 14, 2014, granted, now 8,856,045, issued on Oct. 7, 2014.
Application 14/214,644 is a continuation in part of application No. 29/477,025, filed on Dec. 18, 2013, granted, now D755183, issued on May 3, 2016.
Claims priority of provisional application 61/917,936, filed on Dec. 18, 2013.
Prior Publication US 2023/0281632 A1, Sep. 7, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/18 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 30/06 (2023.01); G07F 9/00 (2006.01); G07F 9/02 (2006.01); H04L 9/00 (2022.01)
CPC G06Q 20/405 (2013.01) [G06Q 20/18 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/327 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/36 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); G06Q 30/06 (2013.01); G07F 9/001 (2020.05); G07F 9/002 (2020.05); G07F 9/023 (2013.01); G06Q 2220/00 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method of payment processing, the method comprising:
at a mobile device with one or more processors, memory, and a communications unit, and prior to user selection of any products or services provided by an automatic retail machine:
receiving via the communications unit a transmission from an electronic payment device of the automatic retail machine, the transmission including a request to preemptively obtain authorization to make funds available for a cashless transaction with the automatic retail machine;
sending, to a server, the request via the communications unit of the mobile device;
in response to sending the request to the server, obtaining from the server an authorization grant of an amount of funds for use in conjunction with the cashless transaction with the automatic retail machine;
detecting, by an application executing on the mobile device, a trigger condition to initiate the cashless transaction with the automatic retail machine; and
in response to detecting the trigger condition, sending to the electronic payment device the authorization grant, wherein the authorization grant is configured to cause the automatic retail machine to display the amount of funds as a credit, enabling selection of a product or service provided by the automatic retail machine.