US 12,093,944 B2
Methods and systems for provisioning consumer payment credentials to token requestors
Claire Venot, Rambouillet (FR); Skyler Fox, Park Ridge, NJ (US); and Andres Mauricio Santamaria, New York, NY (US)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by Mastercard International Incorporated, Purchase, NY (US)
Filed on Oct. 16, 2020, as Appl. No. 17/072,540.
Claims priority of provisional application 62/916,991, filed on Oct. 18, 2019.
Prior Publication US 2021/0117965 A1, Apr. 22, 2021
Int. Cl. G06Q 20/38 (2012.01); G06Q 20/22 (2012.01); G06Q 20/34 (2012.01); G06Q 20/36 (2012.01)
CPC G06Q 20/385 (2013.01) [G06Q 20/227 (2013.01); G06Q 20/34 (2013.01); G06Q 20/36 (2013.01)] 11 Claims
OG exemplary drawing
 
1. A method for facilitating provisioning of consumer payment card credentials to an external token requestor account comprising:
receiving, by a mobile device processor of a consumer mobile device running a token requestor application, an indication of a selection by a consumer of an option presented by a merchant application running on the consumer mobile device to add a payment card to a merchant account associated with the consumer;
displaying, by the mobile device processor on a display screen, in response to receiving indication of a selection by a consumer of an option presented by the merchant application, a list of issuer applications installed on the consumer mobile device supporting pull provisioning of consumer payment card credentials;
receiving, by the mobile device processor, a selection of an issuer application and issuer application login information from the consumer;
transmitting, by the mobile device processor to the selected issuer application, a process intent message and a merchant token request identifier (TRID) which launches the issuer application;
displaying, after the consumer successfully logs in to the selected issuer application, by the mobile device processor on the display screen, a merchant name associated with the consumer's merchant account and a list of payment cards associated with the selected issuer application;
receiving, by the mobile device processor running the token requestor application, a selection of a payment card from the list of payment cards for storing in the consumer's merchant account, a merchant server computer; and
transmitting, by the mobile device processor running the token requestor application to an issuer financial institution (FI) computer, a push card message comprising the TRID and the payment card credentials of the selected payment card.