US 12,093,892 B2
Systems and methods for life plan generation and management
Tim G. Sanidas, Bloomington, IL (US)
Assigned to State Farm Mutual Automobile Insurance Company, Bloomington, IL (US)
Filed by State Farm Mutual Automobile Insurance Company, Bloomington, IL (US)
Filed on May 12, 2022, as Appl. No. 17/743,232.
Application 17/743,232 is a continuation of application No. 17/349,649, filed on Jun. 16, 2021, granted, now 11,436,563.
Application 17/349,649 is a continuation of application No. 17/122,630, filed on Dec. 15, 2020, granted, now 11,062,265, issued on Jul. 13, 2021.
Claims priority of provisional application 62/949,155, filed on Dec. 17, 2019.
Prior Publication US 2022/0270047 A1, Aug. 25, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 67/02 (2022.01); G06Q 10/10 (2023.01); G06Q 30/02 (2023.01); G06Q 30/0601 (2023.01); H04L 67/00 (2022.01); H04L 67/01 (2022.01)
CPC G06Q 10/10 (2013.01) [G06Q 30/02 (2013.01); G06Q 30/0621 (2013.01); H04L 67/01 (2022.05); H04L 67/02 (2013.01); H04L 67/34 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A life plan management (LPM) computing device comprising at least one processor in communication with at least one memory device, the LPM computing device in communication with a consumer computing device and a producer computing device, the at least one processor programmed to:
receive, from the consumer computing device associated with a consumer, a request from the consumer for generating an interactive life plan including at least one goal;
transmit, to the consumer computing device, executable instructions to cause a plurality of goal icons to be displayed on the consumer computing device;
receive user input from the consumer computing device, the user input including a first goal icon and a second goal icon selected by the consumer;
determine a financial goal associated with the selected first goal icon;
determine a non-financial services-related goal associated with the selected second goal icon;
determine a plurality of suggested actions that will positively impact the likelihood of the consumer fulfilling each of the financial goal and the non-financial services-related goal, wherein a first suggested action is associated with the financial goal and a second suggested action is associated with the non-financial services-related goal;
determine a first producer associated with the first suggested action and a second producer associated with the second suggested action, wherein the first and second producers provide at least one of products and services that make the financial goal and the non-financial services-related goal easier to accomplish;
cause the generated interactive life plan to be displayed on the consumer computing device including the financial goal and the non-financial services-related goal, wherein interaction with the displayed financial goal causes the first suggested action or the first producer associated therewith to be displayed, and interaction with the displayed non-financial services-related goal causes the second suggested action or the second producer associated therewith to be displayed;
detect an event that will delay at least one of the financial goal and the non-financial services-related goal from being accomplished;
determine at least one action to mitigate an effect of the event on the at least one of the financial goal and the non-financial services-related goal;
determine a third producer associated with the at least one action to mitigate the event of the event; and
cause the generated interactive life plan to be displayed on the consumer computing device including (i) an indication of the delay in the at least one of the financial goal and the non-financial services-related goal from being accomplished, (ii) the at least one action to mitigate the delay, and (iii) the third producer associated with the at least one action.