CPC G06Q 40/06 (2013.01) [G06Q 20/20 (2013.01)] | 18 Claims |
1. A computer-implemented method comprising:
intercepting, by a computer system, a consumer transaction initiated through an electronic payment gateway, the consumer transaction having a first numerical amount to be transferred from an account of a consumer to a payment recipient;
determining, by the computer system, a second transaction amount that is different than the first numerical amount;
determining, by the computer system, a third transaction amount, wherein the third transaction amount is the difference between the first and second transaction amount;
determining an investment amount by aggregating the third transaction amount with at least a fourth transaction amount, wherein the fourth transaction amount is determined based on a second consumer transaction initiated by the consumer; and
electronically communicating, to at least one computing device, the investment amount as an amount of funds to be deposited in an investment account of the consumer as a result of transactions initiated by the consumer that include at least the consumer transaction and the second consumer transaction.
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