US 12,086,583 B2
Autonomous vehicle insurance based upon usage
Brian Mark Fields, Phoenix, AZ (US); Chien Che Huang, Normal, IL (US); Mohamed A. Wazeer, Normal, IL (US); Shawn C. Bennett, Le Roy, IL (US); Steven C. Cielocha, Bloomington, IL (US); Ronny S. Bryant, Bloomington, IL (US); Stephen A. Kohaus, Bloomington, IL (US); Terry Quakenbush, Bloomington, IL (US); Richard A. Novak, Plano, TX (US); Aaron Scott Chan, San Jose, CA (US); Craig M. Main, Allen, TX (US); Weixin Wu, Normal, IL (US); Torri Wollenschlager, Bloomington, IL (US); Carol Marie Csanda, Hudson, IL (US); Stacey Gorsuch, Bloomington, IL (US); and Todd Binion, Bloomington, IL (US)
Assigned to State Farm Mutual Automobile Insurance Company, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Jun. 23, 2022, as Appl. No. 17/847,444.
Application 17/847,444 is a continuation of application No. 16/810,375, filed on Mar. 5, 2020, granted, now 11,393,041.
Application 16/810,375 is a continuation of application No. 16/697,396, filed on Nov. 27, 2019, granted, now 11,720,968.
Application 16/697,396 is a continuation of application No. 14/934,355, filed on Nov. 6, 2015, granted, now 10,915,965, issued on Feb. 9, 2021.
Claims priority of provisional application 62/103,840, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,836, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,911, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,838, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,895, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,855, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,831, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,891, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,914, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,907, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,893, filed on Jan. 15, 2015.
Claims priority of provisional application 62/103,856, filed on Jan. 15, 2015.
Claims priority of provisional application 62/079,533, filed on Nov. 13, 2014.
Prior Publication US 2022/0318924 A1, Oct. 6, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); A61B 5/00 (2006.01); A61B 5/02 (2006.01); B60K 35/00 (2006.01); B60W 10/04 (2006.01); B60W 30/06 (2006.01); B60W 30/09 (2012.01); B60W 30/095 (2012.01); B60W 40/02 (2006.01); B60W 40/08 (2012.01); B60W 40/09 (2012.01); B60W 50/02 (2012.01); B60W 50/04 (2006.01); B60W 50/08 (2020.01); B60W 50/12 (2012.01); B60W 50/14 (2020.01); B60W 60/00 (2020.01); B62D 15/02 (2006.01); G01C 21/34 (2006.01); G05D 1/00 (2006.01); G05D 1/248 (2024.01); G05D 1/617 (2024.01); G06F 8/65 (2018.01); G06Q 30/0201 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0217 (2023.01); G07C 5/02 (2006.01); G07C 5/08 (2006.01); G08B 25/10 (2006.01); G08G 1/09 (2006.01); G08G 1/0962 (2006.01); G08G 1/14 (2006.01); B60W 50/00 (2006.01)
CPC G06F 8/65 (2013.01) [A61B 5/02028 (2013.01); A61B 5/4064 (2013.01); A61B 5/4094 (2013.01); A61B 5/6893 (2013.01); A61B 5/7282 (2013.01); B60K 35/00 (2013.01); B60W 10/04 (2013.01); B60W 30/06 (2013.01); B60W 30/09 (2013.01); B60W 30/0956 (2013.01); B60W 40/02 (2013.01); B60W 40/08 (2013.01); B60W 40/09 (2013.01); B60W 50/02 (2013.01); B60W 50/0205 (2013.01); B60W 50/045 (2013.01); B60W 50/082 (2013.01); B60W 50/12 (2013.01); B60W 50/14 (2013.01); B60W 60/0053 (2020.02); B60W 60/0059 (2020.02); B60W 60/007 (2020.02); B62D 15/0285 (2013.01); G01C 21/3407 (2013.01); G05D 1/0055 (2013.01); G05D 1/0214 (2013.01); G05D 1/0278 (2013.01); G05D 1/248 (2024.01); G05D 1/617 (2024.01); G06Q 30/0206 (2013.01); G06Q 30/0207 (2013.01); G06Q 30/0217 (2013.01); G06Q 40/08 (2013.01); G07C 5/02 (2013.01); G07C 5/0808 (2013.01); G08B 25/10 (2013.01); G08G 1/091 (2013.01); G08G 1/0962 (2013.01); G08G 1/14 (2013.01); B60W 2040/0809 (2013.01); B60W 2040/0818 (2013.01); B60W 2050/0071 (2013.01); B60W 2050/0073 (2013.01); B60W 2050/0075 (2013.01); B60W 2050/0215 (2013.01); B60W 2050/046 (2013.01); B60W 2050/143 (2013.01); B60W 2420/403 (2013.01); B60W 2540/043 (2020.02); B60W 2540/22 (2013.01); B60W 2540/221 (2020.02); B60W 2540/26 (2013.01); B60W 2556/45 (2020.02); B60W 2756/10 (2020.02); B60W 2900/00 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for risk evaluation for one or more autonomous or semi-autonomous vehicles, the method comprising:
determining, by one or more processors, an identity of a vehicle operator of an autonomous or semi-autonomous vehicle;
accessing, by the one or more processors, a vehicle operator profile associated with the vehicle operator, wherein the vehicle operator profile includes information regarding use, by the vehicle operator, of a plurality of autonomous operation features that autonomously or semi-autonomously perform aspects of vehicle control during prior operation;
determining, by the one or more processors, a first risk level associated with operation of the autonomous or semi-autonomous vehicle based upon one or more current settings of the plurality of autonomous operation features;
presenting, by the one or more processors and on a display, an indication of an operating mode, the operating mode
having at least one setting for the plurality of autonomous operation features that is different from the one or more current settings, and
being characterized by a second risk level lower that the first risk level;
receiving, by the one or more processors, an input indicating a selection of the operating mode; and
based on receiving the input, causing, by the one or more processors, an on-board computer of the vehicle to automatically adjust the at least one setting.