US 12,411,864 B2
System and method for processing instructions associated with one or more data transfers
Mark Anthony Dicarlantonio, Smyrna, DE (US); and Peter John Sakrisson, Powhatan, VA (US)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on May 11, 2022, as Appl. No. 17/741,848.
Prior Publication US 2023/0367594 A1, Nov. 16, 2023
Int. Cl. G06F 16/26 (2019.01); G06F 9/30 (2018.01); G06F 16/16 (2019.01); G06F 16/28 (2019.01); G06F 16/954 (2019.01)
CPC G06F 16/26 (2019.01) [G06F 16/164 (2019.01); G06F 16/285 (2019.01); G06F 9/3004 (2013.01); G06F 16/954 (2019.01)] 20 Claims
OG exemplary drawing
 
10. A computer-implemented method for processing by an apparatus instructions associated with one or more data transfers, the method comprising:
obtaining, by the apparatus, input data associated with a set of data transfer requests, the input data including a plurality of records, each of the plurality of records having a plurality of variables X;
generating, by the apparatus and based on the input data and in the absence of a visual representation of the plurality of records, link presence indicators for the input data by automatically creating indications of presence of links between the plurality of records based on one or more of the plurality of variables, wherein generating the link presence indicators includes:
a) assigning an arbitrary value N as a label to each of the plurality of variables of each of the plurality of records in the input data;
b) determining, from the plurality of variables X, sets of variables that have the same distinct value Xi of X;
c) each of the determined sets of variables having the same distinct value Xi of X determining a minimum value Ni of the arbitrary values N assigned to the variables of the set of variables having the same-distinct value Xi of X;
d) updating the label of the variables of the set of variables having the same distinct value Xi of X to the determined minimum value Ni;
e) continuing steps a) through d) until there are no more changes in N for any record;
automatically creating, by the apparatus and for storage in a memory, a set of linked data based on the input data and the generated link presence, wherein the set of linked data includes the records associated with each of the determined set of variables having the same label Ni;
automatically performing analytics on the linked data based on applying one or more rules to the linked data to determine if any of the plurality of variables meets a criteria, wherein the criteria is met when a count associated with the plurality of variables of the records of the set of linked data meets or exceeds a threshold; and
in response to determining that any of the plurality of variables meets the criteria, restricting data transfers associated with further data transfer requests from accounts associated with the records included in the linked data.