	US 12,081,547 B2
	Enhancing investment account security
Uri Kartoun, Cambridge, MA (US); Sophie Batchelder, Cambridge, MA (US); Sophia O Smith, Boston, MA (US); and Jayanth Krishnan, Mahopac, NY (US)
Assigned to INTERNATIONAL BUSINESS MACHINES CORPORATION, Armonk, NY (US)
Filed by INTERNATIONAL BUSINESS MACHINES CORPORATION, Armonk, NY (US)
Filed on Sep. 23, 2021, as Appl. No. 17/448,541.
Prior Publication US 2023/0092596 A1, Mar. 23, 2023
Int. Cl. H04L 9/40 (2022.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); G06Q 40/06 (2012.01)

CPC H04L 63/10 (2013.01) [G06Q 20/4016 (2013.01); G06Q 20/405 (2013.01); G06Q 40/02 (2013.01); H04L 63/1433 (2013.01); G06Q 40/06 (2013.01)]

20 Claims

1. A method for account security, the method comprising:

analyzing one or more financial accounts of a user and assigning a risk threshold to each of the one or more financial accounts;

monitoring a vulnerability of each of the one or more financial accounts, wherein the vulnerability is monitored using a vulnerability score, the vulnerability score being generated based on user data;

providing one or more recommendations to the user prior to the risk threshold of the one or more financial accounts being exceeded, wherein the one or more recommendations include at least one or more rules;

generating a safety score for each of the one or more financial accounts based on the one or more rules authorized by the user, wherein the safety score is displayed to the user in an account security user interface;

determining the risk threshold has been exceeded for at least one financial account based on a comparison of the vulnerability score and the risk threshold of the at least one financial account; and

preventing access to the at least one financial account in which the risk threshold has been exceeded.