US 12,079,876 B1
Device sensing
Carolyn Parker, Libertyville, IL (US); Robert H. Johnson, Hoffman Estates, IL (US); Nicholas A. Suizzo, Cody, WY (US); Rothana Srey, Dekalb, IL (US); Sean P. Willett, Chicago, IL (US); Regina Madigan, Mountain View, CA (US); and Nan Zhang, Buffalo Grove, IL (US)
Assigned to Allstate Insurance Company, Northbrook, IL (US)
Filed by Allstate Insurance Company, Northbrook, IL (US)
Filed on May 14, 2021, as Appl. No. 17/320,683.
Application 17/320,683 is a division of application No. 16/559,200, filed on Sep. 3, 2019, granted, now 11,042,945.
Application 16/559,200 is a division of application No. 14/186,222, filed on Feb. 21, 2014, granted, now 10,430,887, issued on Oct. 1, 2019.
Int. Cl. G06Q 40/08 (2012.01); G06Q 40/00 (2023.01)
CPC G06Q 40/08 (2013.01) [G06Q 40/00 (2013.01)] 24 Claims
OG exemplary drawing
 
10. A first computing device comprising:
a processor; and
memory storing computer-executable instructions that, when executed by the processor, cause the first computing device to:
receive, from signals transmitted by a sensing device in communication with a home device associated with a user and a vehicle associated with the user, data comprising operating characteristics of the home device and the vehicle;
analyze the data to determine a likelihood of failure of the home device and the vehicle;
identify, based on the determined likelihood of failure, an insurance premium;
generate and transmit an offer to adjust the insurance premium upon repairing or replacing one or more components of the home device and the vehicle having the likelihood of failure;
determine, after the offer is transmitted, whether a repair or replacement of the one or more components is made to the home device and the vehicle in accordance with the repairing or the replacing of the one or more components of the home device and the vehicle to adjust the insurance premium and based on the data received;
determine, based on the data by the sensing device and in response to determining that the repairing or the replacing is made to the one or more components of the home device and the vehicle, whether the likelihood of failure is reduced;
adjust, in response to determining that the likelihood of failure is reduced based on the data by the sensing device, the insurance premium; and
transmit a message notifying of the adjustment to the insurance premium.