US 12,079,866 B1
Cross-system integration platform
Hrishikesh Madhukar Godse, Prosper, TX (US); Jason Christopher Bostic, Boerne, TX (US); and Elizabeth Poland Smith, Castroville, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Jul. 6, 2022, as Appl. No. 17/858,683.
Int. Cl. G06Q 40/03 (2023.01)
CPC G06Q 40/03 (2023.01) 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a loan origination system (LOS) comprising a first computer processor and first communication circuitry configured to:
manage end-to-end steps in a loan process, by sending, receiving, or both LOS data in a first integration format;
a vendor service comprising a second computer processor and second communication circuitry configured to:
provide vendor data in a second integration format different than the first integration format to support at least a portion of the steps in the loan process, wherein the LOS and vendor service are unable to directly integrate with each other due to the first integration format and the second integration format being different; and
a mortgage integration platform as a service (MiPaas) comprising a third computer processor and third communication circuitry, the MiPaas communicatively integrated with the LOS via a first integration supported by the third communication circuitry and communicatively integrated with the vendor service via a second integration supported by the third communication circuitry, the MiPaas configured to:
receive the vendor data in the second integration format;
generate formatted vendor data from the received vendor data in the first integration format; and
integrate the LOS and the vendor service, by providing the formatted vendor data to the LOS, independent of a direct integration between the vendor service and the LOS.