US 12,079,788 B2
System and method for instant issue of personalized financial transaction cards
Bobby Smith, Antioch, TN (US); and James White, Murfreesboro, TN (US)
Assigned to CPI CARD GROUP—TENNESSEE, INC., Nashville, TN (US)
Filed by CPI CARD GROUP-TENNESSEE, INC., Nashville, TN (US)
Filed on Apr. 25, 2023, as Appl. No. 18/139,033.
Application 18/139,033 is a division of application No. 16/951,524, filed on Nov. 18, 2020, granted, now 11,687,894.
Application 16/951,524 is a continuation of application No. 16/373,321, filed on Apr. 2, 2019, granted, now 10,846,666, issued on Nov. 24, 2020.
Application 16/373,321 is a continuation of application No. 15/014,757, filed on Feb. 3, 2016, granted, now 10,275,747, issued on Apr. 30, 2019.
Application 15/014,757 is a continuation of application No. 13/867,678, filed on Apr. 22, 2013, abandoned.
Application 13/867,678 is a continuation of application No. 13/186,302, filed on Jul. 19, 2011, granted, now 8,429,075, issued on Apr. 23, 2013.
Claims priority of provisional application 61/365,673, filed on Jul. 19, 2010.
Prior Publication US 2023/0259905 A1, Aug. 17, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/02 (2023.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/105 (2013.01) [G06Q 20/4012 (2013.01); G06Q 40/02 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method for issuing a personalized financial transaction card from a financial institution to a customer in response to a customer request made from a branch location associated with the financial institution comprising:
receiving customer information and card information from the customer at the branch location, the card information including a card personal identification number (PIN);
inputting the customer information and at least some the card information into a data processing terminal at the branch;
electronically communicating the customer information and the card information from the branch across a network to a card services provider;
entering the PIN into a PIN database;
generating a reference number associated with the customer and the selected PIN;
storing the reference number and at least some of the customer data and card data in a card file associated with the customer;
retrieving the PIN from the PIN database;
using the retrieved PIN to apply calculations to the card file;
securely sending the card file from the card services provider across the network to the branch location; and
using information from the card file, printing the financial transaction card for the customer at the branch location;
wherein each step of the method is performed while the customer is present at the branch location.