US 12,406,494 B2
Catastrophe analysis via realtime windspeed and exposure visualization
Emily Suits, Atlanta, GA (US); David J. Podwojski, Bloomington, IL (US); and Veronica Ann McNear, Fort Mill, SC (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Jan. 26, 2024, as Appl. No. 18/424,170.
Application 18/090,372 is a division of application No. 17/575,566, filed on Jan. 13, 2022, granted, now 11,682,202, issued on Jun. 20, 2023.
Application 17/575,566 is a division of application No. 16/244,396, filed on Jan. 10, 2019, abandoned.
Application 18/424,170 is a continuation of application No. 18/090,372, filed on Dec. 28, 2022, granted, now 11,922,686.
Prior Publication US 2024/0169720 A1, May 23, 2024
Int. Cl. G06V 20/10 (2022.01); B64C 39/02 (2023.01); G06F 3/04842 (2022.01); G06F 3/04847 (2022.01); G06F 3/04883 (2022.01); G06F 18/22 (2023.01); G06Q 40/08 (2012.01); B64U 101/30 (2023.01); B64U 101/35 (2023.01); H04L 67/01 (2022.01); H04L 67/55 (2022.01)
CPC G06V 20/176 (2022.01) [B64C 39/024 (2013.01); G06F 3/04842 (2013.01); G06F 3/04847 (2013.01); G06F 3/04883 (2013.01); G06F 18/22 (2023.01); G06Q 40/08 (2013.01); B64U 2101/30 (2023.01); B64U 2101/35 (2023.01); G06F 2203/04806 (2013.01); G06F 2203/04808 (2013.01); H04L 67/01 (2022.05); H04L 67/55 (2022.05)] 13 Claims
OG exemplary drawing
 
1. A computer system for allowing a user to visualize exposure data to facilitate catastrophe analysis, comprising:
one or more processors;
an input/output interface; and
one or more memories having stored thereon computer-executable instructions that, when executed, cause the computer system to:
receive a wind speed probabilities data set including a set of coordinate pairs in a region, wherein each coordinate pair is associated with a set of wind speed probabilities;
select, from an electronic database, a count of insurance policies associated with each coordinate pair in the set of coordinate pairs;
generate an exposure map layer corresponding to the region including an indication of the count of insurance policies associated with each coordinate pair in the set of coordinate pairs;
receive one or more wind speed band parameters;
generate a wind speed band map layer corresponding to the region, wherein the wind speed band map layer includes one or more wind speed bands each corresponding to one of the one or more wind speed band parameters;
append the wind speed band map layer to the exposure map layer to create a single map layer;
cause a display device to display the single map layer;
receive, from the user, over a communication network, a threshold value for a wind speed probability for the region;
automatically generate a message containing the single map layer when a wind speed associated with the set of wind speed probabilities exceeds the threshold value; and
transmit the message over the communication network to the user in real time, so that the user has immediate access to up-to-date exposure data to facilitate the catastrophe analysis.