US 12,406,277 B2
Biometric sensor system and method for monitoring a driver of a vehicle
Christopher T. Scholl, Manchester, MO (US); David Vorhies, Saint Charles, MO (US); Regan E. Harmon, O'Fallon, MO (US); and Shawn Mehrhoff, Saint Ann, MO (US)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed on Apr. 4, 2024, as Appl. No. 18/627,290.
Application 18/627,290 is a continuation of application No. 16/122,635, filed on Sep. 5, 2018, granted, now 11,978,074.
Prior Publication US 2024/0249306 A1, Jul. 25, 2024
Int. Cl. G06Q 30/0207 (2023.01); B60W 40/09 (2012.01); G06F 11/34 (2006.01); G06Q 40/08 (2012.01); G06Q 50/40 (2024.01); G06V 20/59 (2022.01); G06V 40/12 (2022.01); G07C 5/00 (2006.01)
CPC G06Q 30/0207 (2013.01) [B60W 40/09 (2013.01); G06F 11/3438 (2013.01); G06Q 40/08 (2013.01); G06Q 50/40 (2024.01); G06V 20/597 (2022.01); G06V 40/1365 (2022.01); G07C 5/008 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A driver monitoring (DM) computing device for monitoring driving behavior, the DM computing device comprising a processor in communication with a memory and a vehicle, the processor configured to:
store, in a database, baseline biometric information for a plurality of registered drivers;
collect biometric data generated by one or more biometric sensors of the vehicle;
compare the collected biometric data to the baseline biometric information to identify a first driver of the plurality of registered drivers that is present in a vehicle;
continually collect vehicle operation data of the vehicle while the first driver is in the vehicle;
continually store the collected vehicle operation data in association with the first driver in the database;
continually generate, by inputting the collected vehicle operation data stored in association with the first driver into an artificial intelligence model, at least one real-time driver assessment value, the artificial intelligence model trained based on historical vehicle operation data and one or more sample driver assessment values;
continually update the at least one real-time driver assessment value by inputting further vehicle operation data into the artificial intelligence model as the further vehicle operation data of the vehicle is stored in association with the first driver;
continually compare the updated at least one real-time driver assessment value to determine the first driver currently qualifies for a driving credential;
to when the first driver currently qualifies for the first driving credential, enable a digital document to be presented within a virtual wallet application executed by a user device associated with the first driver, the digital document associated with the driving credential; and
when the first driver does not currently qualify for the first driving credential, disable the digital document from being presented within the virtual wallet application.