US 12,406,263 B2
Fraud detection system, method, and device
Deepak Chandra Dutt, Ottawa (CA); Xun Yin, Toronto (CA); Zhaoyang Wang, Scarborough (CA); Piotr Konrad Tysowski, Chicago, IL (US); and Mohammed Anwarul Hasan, Waterloo (CA)
Assigned to Zighra, Inc., Ottowa (CA)
Filed by Zighra Inc., Ottawa (CA)
Filed on Oct. 19, 2023, as Appl. No. 18/381,946.
Application 18/381,946 is a continuation of application No. 17/022,867, filed on Sep. 16, 2020, granted, now 11,847,653.
Application 17/022,867 is a continuation of application No. 14/963,420, filed on Dec. 9, 2015, abandoned.
Claims priority of provisional application 62/089,615, filed on Dec. 9, 2014.
Prior Publication US 2024/0135383 A1, Apr. 25, 2024
Prior Publication US 2024/0232893 A9, Jul. 11, 2024
Int. Cl. G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 50/00 (2024.01); H04L 9/40 (2022.01)
CPC G06Q 20/4016 (2013.01) [G06Q 50/01 (2013.01); H04L 63/083 (2013.01)] 26 Claims
OG exemplary drawing
 
1. A method for authenticating a transaction initiated through a mobile computing device of a user, the method comprising:
providing a graphic user interface to receive credential input, the graphic user interface being operable to provide a feedback for a user in response to a user interaction;
enabling a user to select a setting from a plurality of settings, the plurality of settings including one or more obfuscation settings that make the feedback hidden from an observer other than the user;
in response to a transaction being initiated by or for the user to utilize a mobile wallet of the mobile computing device, enabling the user to provide the credential input on the graphic user interface, the graphic user interface being operable to provide the feedback for the user;
receiving, on the mobile computing device, by the user touching an area of a display screen where the graphic user interface is provided, a sequence of entries that correspond to the credential input;
determining, using sensor data from multiple types of sensors of the mobile computing device, a context of the mobile computing device;
based on the one or more obfuscation settings and the determined context, obfuscating, from a person other than the user viewing the display screen, the feedback for the user touching the area on the display screen;
authenticating the user based at least in part on the credential input; and
authorizing use of the mobile wallet for the transaction in response to authenticating the user.