US 12,406,248 B2
Systems and methods for authorizing a transfer
Jeremy Goodsitt, Champaign, IL (US); Galen Rafferty, Mahomet, IL (US); Samuel Sharpe, Cambridge, MA (US); Grant Eden, San Francisco, CA (US); and Austin Walters, Columbia, TN (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Nov. 10, 2023, as Appl. No. 18/506,168.
Prior Publication US 2025/0156840 A1, May 15, 2025
Int. Cl. G06Q 20/34 (2012.01); G06F 3/01 (2006.01); G06Q 20/40 (2012.01)
CPC G06Q 20/34 (2013.01) [G06F 3/017 (2013.01); G06Q 20/405 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A first card comprising:
one or more antennas;
one or more processors;
memory in communication with the one or more processors and storing instructions that are configured to cause the first card to:
receive, from a second card, the second card associated with a same account as the first card, a first signal and a gesture, wherein the first signal comprising authorization information relating to account information;
authenticate the first signal using the account information;
determine, from the gesture and the account information, authorization conditions;
change an authorization limitation of the first card based on the authorization conditions;
receive, from a first terminal, a first transfer request; and
responsive to the first card having the authorization limitation, transmit, to the first terminal, a transfer authorization.