US 12,406,217 B2
Computer-based information management system configured for automated and dynamic account analysis and methods thereof
Hanan Sabri, Las Vegas, NV (US)
Assigned to Bankcard Services, LLC, Las Vegas, NV (US)
Filed by Bankcard Services, LLC, Las Vegas, NV (US)
Filed on Dec. 14, 2023, as Appl. No. 18/540,319.
Application 18/540,319 is a continuation of application No. 18/101,928, filed on Jan. 26, 2023, granted, now 11,880,796.
Application 18/101,928 is a continuation of application No. 17/831,498, filed on Jun. 3, 2022, granted, now 11,587,010.
Application 17/831,498 is a continuation of application No. 17/314,106, filed on May 7, 2021, granted, now 11,379,775.
Claims priority of provisional application 63/051,636, filed on Jul. 14, 2020.
Prior Publication US 2024/0127154 A1, Apr. 18, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 10/0635 (2023.01); A63F 13/79 (2014.01); G06F 11/30 (2006.01); G06F 11/34 (2006.01); G06F 17/18 (2006.01); G06Q 20/36 (2012.01)
CPC G06Q 10/0635 (2013.01) [A63F 13/79 (2014.09); G06F 11/3006 (2013.01); G06F 11/3438 (2013.01); G06F 11/3452 (2013.01); G06F 17/18 (2013.01); G06Q 20/36 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for granular user data management, comprising:
at least one processor configured to execute software instructions that cause the at least one processor to perform steps to:
receive, from an entity software application associated with an entity system of at least one entity, entity data comprising at least one transaction entry that records data representative of at least one transaction request initiated by at least one user;
wherein the entity system comprises a plurality of individual accounts, each individual account being associated with a user;
wherein the at least one transaction entry is recorded in at least one individual account of the plurality of individual accounts, the at least one individual account being associated with the at least one user;
determine the at least one individual account associated with at least one transaction entry based on at least one individual identifier of the at least one transaction entry, the at least one individual account being attributed to an aggregate account in an aggregate account database;
wherein the aggregate account is associated with the at least one entity and comprises an aggregate of the plurality of individual accounts;
determine that the at least one transaction entry associated with the at least one transaction request is for a transaction between the at least one user and the at least one entity;
instruct the aggregate account database to perform the at least one transaction request to execute the at least one transaction between the aggregate account and an entity account associated with the at least one entity;
modify the at least one individual account to reflect the at least one transaction between the at least one user and the at least one entity; and
causing to display to the at least one user, via the entity software application, the at least one individual account to present to the at least one user the at least one transaction.