	US 12,405,922 B2
	Transaction tags for enhanced suggestions
Michael A. Minar, Palo Alto, CA (US); Yiran Kang, Santa Clara, CA (US); Fadi S. Obeid, Santa Clara, CA (US); Rachel Reddy, Long Island City, NY (US); Rima Kakarla, Cupertino, CA (US); Anuj Chaudhary, Fremont, CA (US); Anish Doshi, South Barrington, IL (US); Julien Barlerin, San Francisco, CA (US); Michael Artemiw, San Jose, CA (US); Richard W. Heard, San Francisco, CA (US); and Ashish C. Nagre, Sunnyvale, CA (US)
Assigned to Apple Inc., Cupertino, CA (US)
Filed by Apple Inc., Cupertino, CA (US)
Filed on Sep. 7, 2022, as Appl. No. 17/939,630.
Claims priority of provisional application 63/248,111, filed on Sep. 24, 2021.
Prior Publication US 2023/0101449 A1, Mar. 30, 2023
Int. Cl. G06F 16/16 (2019.01); G06F 16/28 (2019.01); G06F 16/903 (2019.01); G06Q 20/10 (2012.01)

CPC G06F 16/164 (2019.01) [G06F 16/288 (2019.01); G06F 16/90335 (2019.01); G06Q 20/102 (2013.01)]

20 Claims

1. A computer-implemented method, comprising:

receiving, at a user device and from a service provider, transaction data associated with an account, the transaction data comprising a plurality of transaction records each associated with an individual transaction and a plurality of characteristics;

associating one or more tags with individual transaction records of the plurality of transaction records based at least in part on a subset of characteristics of the plurality of characteristics associated with the individual transaction records;

determining a plurality of suggested payment amounts for payment to the account based at least in part on the one or more tags and account information associated with the account, each suggested payment amount of the plurality of suggested payment amounts corresponding to a subset of the individual transaction records associated with a corresponding portion of the one or more tags; and

providing, for presentation at the user device, information that identifies one or more suggested payment amounts of the plurality of suggested payment amounts.