US 12,074,872 B2
Universal digital identity authentication service
Richard Huffman, Roswell, GA (US); Richard Michaelson, Shoreview, MN (US); Ravindra Bijlani, Alpharetta, GA (US); Shriram Salem, Cummings, GA (US); Rob Harris, Jacksonville, FL (US); Vivian Van Zyl, Atlanta, GA (US); Helcio Cano, Peachtree Corners, GA (US); Gaurav R. Khanna, Marietta, GA (US); Esther Pigg, Duluth, GA (US); and Marty Romain, Oakdale, MN (US)
Assigned to Fidelity Information Services, LLC, Jacksonville, FL (US); and Equifax, Inc., Atlanta, GA (US)
Filed by Equifax, Inc., Atlanta, GA (US); and FIDELITY INFORMATION SERVICES, LLC, Jacksonville, FL (US)
Filed on Apr. 10, 2023, as Appl. No. 18/132,536.
Application 18/132,536 is a continuation of application No. 17/371,932, filed on Jul. 9, 2021, granted, now 11,652,820.
Application 17/371,932 is a continuation of application No. 16/322,705, granted, now 11,095,643, issued on Aug. 17, 2021, previously published as PCT/US2018/000034, filed on Feb. 16, 2018.
Claims priority of provisional application 62/460,611, filed on Feb. 17, 2017.
Prior Publication US 2023/0254311 A1, Aug. 10, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01); G06F 21/62 (2013.01); H04W 12/06 (2021.01); H04W 12/12 (2021.01); H04W 12/30 (2021.01); H04W 12/67 (2021.01); G06K 7/10 (2006.01); G06K 7/14 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); H04L 67/53 (2022.01); H04W 12/63 (2021.01)
CPC H04L 63/0884 (2013.01) [G06F 21/6245 (2013.01); G06F 21/6263 (2013.01); H04L 63/083 (2013.01); H04L 63/0861 (2013.01); H04L 63/102 (2013.01); H04W 12/06 (2013.01); H04W 12/12 (2013.01); H04W 12/30 (2021.01); H04W 12/67 (2021.01); G06K 7/10722 (2013.01); G06K 7/1417 (2013.01); G06Q 20/326 (2020.05); G06Q 20/40145 (2013.01); G06Q 20/405 (2013.01); G06Q 30/0185 (2013.01); H04L 67/53 (2022.05); H04W 12/63 (2021.01)] 21 Claims
OG exemplary drawing
 
1. A partnership system comprising:
at least one processor; and
a non-transitory computer-readable medium storing instructions executable by the at least one processor, the instructions instructing the at least one processor to:
generate a first unique digital ID for a user for use within a digital ID network in response to a request to register a mobile device of the user, wherein the first unique digital ID uniquely represents the user to the partnership system;
transmit a generated image representing the first unique digital ID to an interface of a first customer system associated with interactions with the user, wherein the first customer system is registered within the digital ID network, wherein the transmitted image includes instructions for the user to capture a photo in or to submit the image to verify an identity of the user via a mobile trust application installed on a mobile device associated with the user, and wherein the mobile trust application is associated with the digital ID network and the partnership system; and
in response to verifying the identity of the user via the mobile trust application installed at the mobile device by verifying that the photo or the image corresponds to the first unique digital ID of the user, bind the mobile device of the user to the first unique digital ID of the user within the digital ID network by incorporating device information of the mobile device into the first unique digital ID so that the generated first unique digital ID is available to be used by the first customer system for authentication of the user.