US 12,073,381 B2
Transaction token that stores and presents location-specific token identifiers
Varun Gupta, Brooklyn, NY (US); Amanda Sneider, New York, NY (US); and Allison Fenichel, Brooklyn, NY (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on May 4, 2023, as Appl. No. 18/312,093.
Application 18/312,093 is a continuation of application No. 17/193,874, filed on Mar. 5, 2021, granted, now 11,663,580.
Prior Publication US 2023/0274255 A1, Aug. 31, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/34 (2012.01); G06K 19/077 (2006.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/341 (2013.01) [G06K 19/07707 (2013.01); G06Q 20/105 (2013.01); G06Q 20/352 (2013.01); G06Q 20/3572 (2013.01); G06Q 20/3574 (2013.01); G06Q 20/4015 (2020.05)] 20 Claims
OG exemplary drawing
 
1. A card for storing and presenting a location-specific card identifier based on a corresponding device location, the card comprising:
a memory;
a display;
circuitry performing operations comprising:
receiving from a user device a request to generate a first location-specific card identifier;
obtaining device location indicating a creation location at which the user device is located, a creation time information during which the first location-specific card identifier is generated, and a restriction information comprising an account of a user;
generating the first location-specific card identifier;
adding the first location-specific card identifier to a set of location-specific identifiers stored in the memory;
subsequently obtaining, from the user device, (i) device location information indicating a location at which the user device is located and (ii) time information indicating a current time;
selecting, from the set of location-specific card identifiers stored on the memory, the first location-specific card identifier to be in an active state based on the device location information matching the location of the user at the creation time of the location-specific card identifier and the time information, wherein the active state corresponds to a state in which processing is enabled for a card identifier;
switching the first location-specific card identifier from an inactive state to the active state based on the selection; and
causing the display to present the first location-specific card identifier based on the first location-specific identifier being in the active state.