US 12,073,378 B2
Method and apparatus for electronic transactions using personal computing devices and proxy services
Robert O. Keith, Jr., San Jose, CA (US); and Bradley E. Gray, Palo Alto, CA (US)
Assigned to Winkk, Inc., Menlo Park, CA (US)
Filed by WINKK, INC, Menlo Park, CA (US)
Filed on Dec. 10, 2019, as Appl. No. 16/709,771.
Prior Publication US 2021/0174333 A1, Jun. 10, 2021
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); H04L 9/40 (2022.01)
CPC G06Q 20/3276 (2013.01) [G06Q 20/3274 (2013.01); G06Q 20/3823 (2013.01); H04L 63/0281 (2013.01); H04L 2463/082 (2013.01)] 17 Claims
OG exemplary drawing
 
7. A server device comprising:
a memory configured for storing an application, the application configured for:
receiving an encrypted communication, wherein the encrypted communication is based on a scanned continuously changing dynamic optical mark, wherein the encrypted communication includes a trust score corresponding to a user, wherein the trust score is based on a plurality of physical interactions by the user with a mobile device, wherein the physical interactions include movements by the user;
analyzing the trust score of the user by comparing the trust score of the user with a threshold; and
performing a transaction based on the encrypted communication when the trust score of the user is greater than the threshold; and
a processor configured for processing the application.