US 12,073,372 B2
Aggregation of automated teller machine (ATM) device-related information and/or factor-based selection of an ATM device
Jeremy Phillips, Brooklyn, NY (US); Zhe Liu, McLean, VA (US); and Kurry Tran, Brooklyn, NY (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Dec. 19, 2019, as Appl. No. 16/720,311.
Application 16/720,311 is a continuation of application No. 15/811,323, filed on Nov. 13, 2017, granted, now 10,515,348.
Prior Publication US 2020/0126053 A1, Apr. 23, 2020
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/10 (2012.01); G06F 16/2457 (2019.01); G07F 19/00 (2006.01); H04L 67/52 (2022.01); H04L 67/567 (2022.01); H04L 67/63 (2022.01)
CPC G06Q 20/1085 (2013.01) [G06F 16/24578 (2019.01); G07F 19/209 (2013.01); G07F 19/211 (2013.01); H04L 67/52 (2022.05); H04L 67/567 (2022.05); H04L 67/63 (2022.05)] 20 Claims
OG exemplary drawing
 
1. A device, comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
receive information related to a variable fee charged by each of a plurality of automated teller machine (ATM) devices;
receive, from a first user device associated with a first user, a request to identify an ATM device, of the plurality of ATM devices;
determine a real-time fee charged by each of the plurality of ATM devices based on the request and the information related to the variable fee;
determine, after receiving the request, scores for the plurality of ATM devices,
wherein the scores are based on a quantity of requests for services for the plurality of the ATM devices during a particular time period;
provide, to a second user device associated with a second user, information identifying one or more ATM devices of the plurality of ATM devices based on the scores;
cause a navigational application to automatically open on the second user device;
populate the navigational application, on the second user device, with information identifying a location of the one or more ATM devices; and
cause the navigational application to provide directions to the one or more ATM devices.