CPC H04L 63/1466 (2013.01) [H04L 63/0861 (2013.01); H04L 63/1433 (2013.01); H04L 2463/082 (2013.01)] | 24 Claims |
1. A method for generating and implementing a real-time multi-factor authentication policy across multiple channels, the method performed on a computer having a processor, memory, and one or more code sets stored in the memory and executing by the processor, the method comprising:
during a pre-authentication stage:
receiving, via a user interface, information defining one or more scenarios;
receiving, via the user interface, information defining one or more authentication flows;
for each of the one or more scenarios, mapping, by the processor, one of the one or more authentication flows to a given scenario; and
generating a real-time multi-factor authentication policy associated with each of the one or more scenarios; and
during a real-time authentication stage:
upon receiving an interaction, identifying, by a decision engine, a relevant scenario of the one or more scenarios;
implementing, by the decision engine, the real-time multi-factor authentication policy associated with the relevant scenario; and
determining, by the decision engine, an authentication result.
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