CPC G06Q 40/03 (2023.01) | 20 Claims |
1. A system comprising:
a processing circuit having at least one processor coupled to at least one memory, the processing circuit configured to:
receive loan application data;
generate a loan requestor token comprising identifying information of a loan applicant;
determine verification information required to process a loan application of the loan applicant;
initiate a request for the verification information to an information computing system, the request comprising the loan requestor token and transmitted via a real-time data channel between the processing circuit and the information computing system;
receive, from the information computing system, a document comprising the verification information;
automatically extract, by data recognition logic, the verification information from the document based on a set of taxonomy rules;
generate at least one task comprising a requirement to fulfill based on determining additional information is required;
determine, in response to receiving an indication of a completion of the at least one task, a loan decision for the loan application based at least in part on the verification information and the additional information received subsequent to the completion of the at least one task; and
store the loan decision, the received document, the verification information, the additional information, and the set of taxonomy rules in a database.
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