US 12,069,046 B2
Multi-tier tokenization with long term token
Ashok Uppalapati, Stamford, CT (US)
Assigned to SYNCHRONY BANK, Stamford, CT (US)
Filed by Synchrony Bank, Stamford, CT (US)
Filed on Apr. 28, 2022, as Appl. No. 17/732,009.
Claims priority of provisional application 63/182,281, filed on Apr. 30, 2021.
Prior Publication US 2022/0353257 A1, Nov. 3, 2022
Int. Cl. H04L 29/06 (2006.01); G06F 21/00 (2013.01); G06Q 20/38 (2012.01); H04L 9/40 (2022.01)
CPC H04L 63/0853 (2013.01) [G06Q 20/3825 (2013.01); H04L 63/04 (2013.01)] 21 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
validating a user device using secure user data;
generating a long term token for the user device, wherein the long term token is generated with a randomized unique token system;
receiving a transaction communication associated with a secure transaction, the transaction communication including the long term token;
generating a transaction token for the transaction communication using the long term token from the transaction communication; and
facilitating the secure transaction using the transaction token and the long term token.