US 12,067,630 B2
Adaptive intelligence and shared infrastructure lending transaction enablement platform responsive to crowd sourced information
Charles Howard Cella, Pembroke, MA (US)
Assigned to Strong Force TX Portfolio 2018, LLC, Fort Lauderdale, FL (US)
Filed by Strong Force TX Portfolio 2018, LLC, Fort Lauderdale, FL (US)
Filed on Apr. 18, 2023, as Appl. No. 18/136,200.
Application 18/136,200 is a continuation of application No. 16/780,519, filed on Feb. 3, 2020, granted, now 11,669,914.
Application 16/780,519 is a continuation in part of application No. PCT/US2019/058647, filed on Oct. 29, 2019.
Application 16/780,519 is a continuation in part of application No. PCT/US2019/030934, filed on May 6, 2019.
Application PCT/US2019/058647 is a continuation in part of application No. PCT/US2019/030934, filed on May 6, 2019.
Claims priority of provisional application 62/843,992, filed on May 6, 2019.
Claims priority of provisional application 62/843,455, filed on May 5, 2019.
Claims priority of provisional application 62/843,456, filed on May 5, 2019.
Claims priority of provisional application 62/818,100, filed on Mar. 13, 2019.
Claims priority of provisional application 62/787,206, filed on Dec. 31, 2018.
Claims priority of provisional application 62/751,713, filed on Oct. 29, 2018.
Claims priority of provisional application 62/667,550, filed on May 6, 2018.
Prior Publication US 2023/0252585 A1, Aug. 10, 2023
Int. Cl. G06Q 50/00 (2024.01); G06F 9/46 (2006.01); G06F 9/54 (2006.01); G06F 16/23 (2019.01); G06F 16/27 (2019.01); G06F 18/22 (2023.01); G06F 18/23 (2023.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2023.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01); G06Q 10/0639 (2023.01); G06Q 10/10 (2023.01); G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); G06Q 30/02 (2023.01); G06Q 30/0201 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0208 (2023.01); G06Q 40/03 (2023.01); G06Q 40/08 (2012.01); G06Q 50/18 (2012.01); G06Q 50/26 (2012.01); G06V 10/762 (2022.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); H04L 9/06 (2006.01); G06Q 40/04 (2012.01)
CPC G06Q 50/01 (2013.01) [G06F 9/466 (2013.01); G06F 9/543 (2013.01); G06F 16/2379 (2019.01); G06F 16/27 (2019.01); G06F 18/22 (2023.01); G06F 18/23 (2023.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 10/0639 (2013.01); G06Q 10/10 (2013.01); G06Q 20/405 (2013.01); G06Q 30/018 (2013.01); G06Q 30/0201 (2013.01); G06Q 30/0206 (2013.01); G06Q 30/0208 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0278 (2013.01); G06Q 40/03 (2023.01); G06Q 40/08 (2013.01); G06Q 50/18 (2013.01); G06Q 50/188 (2013.01); G06Q 50/26 (2013.01); G06V 10/762 (2022.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); H04L 9/0637 (2013.01); G06Q 40/04 (2013.01); G06Q 2220/18 (2013.01)] 23 Claims
OG exemplary drawing
 
1. A system, comprising:
a non-transitory computer-readable storage medium storing instructions for execution; and
one or more processors that execute the instructions, the instructions causing the one or more processors to:
configure at least one parameter of a crowdsourcing request related to obtaining information relating to a collateral for a loan, wherein the collateral includes a physical item;
publish the crowdsourcing request related to obtaining the information relating to the collateral for the loan to a group of information suppliers;
collect and process a response from an information supplier of the group of information suppliers, wherein the response includes information on a condition of the physical item of the collateral for the loan;
process the response provided by the information supplier to determine whether an information supply event relating to the response is successful; and
in response to a determination of a successful information supply event:
initiate an electronic transfer of a reward to the information supplier that provided the response;
process the information in the response to determine the condition of the physical item of the collateral for the loan;
automatically undertake an action in relation to the loan based on the determined condition of the physical item of the collateral; and
initiate recordation of the at least one parameter of the crowdsourcing request, the response, and the action taken in relation to the loan as data on a blockchain including cryptographic verification of the data.