US 12,067,566 B2
Hosted thin-client interface in a payment authorization system
Phil Kumnick, Phoenix, AZ (US); and Sonika Chandra, Foster, CA (US)
Assigned to Visa International Service Association, San Francisco, CA (US)
Filed by Visa International Service Association, San Francisco, CA (US)
Filed on Aug. 27, 2021, as Appl. No. 17/459,823.
Application 17/459,823 is a continuation of application No. 15/962,946, filed on Apr. 25, 2018, granted, now 11,132,683.
Application 15/962,946 is a continuation of application No. 13/731,500, filed on Dec. 31, 2012, granted, now 9,978,064, issued on May 22, 2018.
Claims priority of provisional application 61/582,202, filed on Dec. 30, 2011.
Prior Publication US 2021/0406905 A1, Dec. 30, 2021
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/12 (2012.01)
CPC G06Q 20/40145 (2013.01) [G06Q 20/123 (2013.01); G06Q 20/40 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method, comprising:
receiving, by a host server computer, from a client device, (i) a transaction request data for a transaction between a user of the client device and a value added service provider for a service and (ii) biometric data of the user of the client device;
transmitting, by the host server computer, in response to receiving the transaction request data, a verification request message to a value added service provider computer associated with the value added service provider;
receiving, by the host server computer, a verification response message from the value added service provider computer in response to the verification request message;
verifying, by the host server computer, an authenticity of the value added service provider based on the verification response message;
transmitting, by the host server computer, in response to the value added service provider being successfully verified, an authorization request message to a transaction processing system, the authorization request message including an account identifier and biometric data for authenticating the user of the client device; and
receiving, by the host server computer, a service fulfillment request from the transaction processing system, the service fulfillment request including an indication that the transaction has been authorized by an issuer computer based on the account identifier, the biometric data, and a request to fulfill the service.