US 12,067,550 B2
QR code initiative: checkout
Patrick Babcock, Sturbridge, MA (US); Laura Clark, Charlotte, NC (US); and Oscar Charles Edward Sanderson, Singapore (SG)
Assigned to PayPal, Inc., San Jose, CA (US)
Filed by PayPal, Inc., San Jose, CA (US)
Filed on Nov. 11, 2020, as Appl. No. 17/095,467.
Prior Publication US 2022/0147966 A1, May 12, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/20 (2012.01); G06K 7/10 (2006.01); G06K 7/14 (2006.01); G06K 19/06 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); H04L 67/12 (2022.01)
CPC G06Q 20/208 (2013.01) [G06K 7/1095 (2013.01); G06K 7/1417 (2013.01); G06K 19/06037 (2013.01); G06K 19/06112 (2013.01); G06Q 20/202 (2013.01); G06Q 20/204 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/405 (2013.01); G06Q 20/4016 (2013.01); G06Q 30/018 (2013.01); H04L 67/12 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a processor comprising a mobile device, associated with a user, that executes computer-executable instructions stored in a memory, which causes the processor to:
receive, from an electronic beacon of a point-of-sale device, context data characterizing a transaction facilitated by the point-of-sale device;
generate a quick response (QR) code based on the received context data from the point-of-sale device and based on financial instrument data, such that the received context data from the point-of-sale device and the financial instrument data are encrypted within the QR code;
wherein the context data indicates at least one of a geo-location of the transaction, a time or date of the transaction, a product or service of the transaction, a price of the transaction or an identifier corresponding to a merchant involved in the transaction;
wherein the QR code is generated based on at least one transaction restriction data;
wherein the transaction restriction data comprises at least one of a geo-fencing restriction, a temporal restriction, a product restriction, a service restriction, a price restriction or a merchant identity restriction; and
visually render the QR code on an electronic display of the mobile device, such that the QR code is scannable by the point-of-sale device.