US 12,067,545 B2
Real-time digital cash management solution
Ellen Moskowitz, New Rochelle, NY (US); Sebastien Galperti, New York, NY (US); Chhomthyda Chhuan, Long Island City, NY (US); Sriram Iyer, Ardsley, NY (US); and Patricia Ryan, Greenwich, CT (US)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by Mastercard International Incorporated, Purchase, NY (US)
Filed on Oct. 17, 2022, as Appl. No. 17/967,000.
Application 17/967,000 is a division of application No. 16/511,890, filed on Jul. 15, 2019, granted, now 11,481,743.
Prior Publication US 2023/0033359 A1, Feb. 2, 2023
Int. Cl. G06Q 20/14 (2012.01); G06F 16/2455 (2019.01)
CPC G06Q 20/14 (2013.01) [G06F 16/2455 (2019.01)] 7 Claims
OG exemplary drawing
 
1. A method comprising:
at least one of a business financial institution and an accounting software provider accessing a real-time electronic bill presentment and payment system of a bill presentment and payment system provider via an application programming interface;
said at least one of a business financial institution and an accounting software provider providing a real-time electronic bill presentment and payment mobile application to a business, based on input from said bill presentment and payment system provider; and
said at least one of a business financial institution and an accounting software provider providing, to said real-time electronic bill presentment and payment system, via said application programming interface, registration information provided to said at least one of a business financial institution and an accounting software provider by said business via said real-time electronic bill presentment and payment mobile application, to enable said real-time electronic bill presentment and payment system to populate a biller directory database in said real-time electronic bill presentment and payment system with said registration information provided to said at least one of a business financial institution and an accounting software provider by said business via said real-time electronic bill presentment and payment mobile application;
wherein no action, other than said input, is required by said bill presentment and payment system provider for said at least one of a business financial institution and an accounting software provider to obtain said registration information from said business via said real-time electronic bill presentment and payment mobile application.