US 12,067,137 B2
System and method of processing a data access request
Shishir Dattatraya Bhat, Toronto (CA); Marcus Edward Furlong, Sandy Springs, GA (US); Katherine Kanczuga, Toronto (CA); and Sumathi Seetharaman, Etobicoke (CA)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on Sep. 30, 2021, as Appl. No. 17/490,743.
Prior Publication US 2023/0096672 A1, Mar. 30, 2023
Int. Cl. G06F 21/62 (2013.01); G06Q 40/02 (2023.01)
CPC G06F 21/6218 (2013.01) [G06Q 40/02 (2013.01)] 17 Claims
OG exemplary drawing
 
1. A computing platform configured for processing a data access request, the computing platform comprising:
a non-transient computer-readable storage medium having instructions embodied thereon; and
one or more processors configured to execute the instructions to:
receive, at the computing platform, a data access request from a communication device and via a network, the data access request relating to a third party application and to a user associated with the communication device;
generate, at the computing platform and based on the received data access request, a revocable 1:1:1 token that authorizes data sharing for a specific combination of third party application-aggregator-institution for the user associated with the communication device; and
manage, in conjunction with a server associated with the computing platform, third party application connectivity of a plurality of third party applications based on tracking associated revocable 1:1:1 tokens in a plurality of access tokens, each revocable 1:1:1 token having a different access period for the specific combination of third party application-aggregator-institution.