US 11,734,669 B2
Access control bypass on mobile for mass transit
Ian David Alan Maddocks, Milton Keynes (GB); Simon Phillips, York (GB); Duncan Garrett, London (GB); and James John Anderson, Brooklyn, NY (US)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by Mastercard International Incorporated, Purchase, NY (US)
Filed on Jun. 8, 2021, as Appl. No. 17/341,924.
Application 17/341,924 is a continuation of application No. 15/334,735, filed on Oct. 26, 2016, granted, now 11,188,893.
Claims priority of provisional application 62/337,954, filed on May 18, 2016.
Claims priority of provisional application 62/332,319, filed on May 5, 2016.
Claims priority of provisional application 62/306,825, filed on Mar. 11, 2016.
Claims priority of provisional application 62/279,048, filed on Jan. 15, 2016.
Prior Publication US 2021/0295306 A1, Sep. 23, 2021
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/38 (2012.01); G06Q 20/10 (2012.01); H04W 4/80 (2018.01)
CPC G06Q 20/3278 (2013.01) [G06Q 20/102 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/405 (2013.01); G06Q 20/4012 (2013.01); H04W 4/80 (2018.02)] 14 Claims
OG exemplary drawing
 
1. A method of operating a payment-enabled mobile device to gain access to a location or a service comprising:
sequentially detecting, by a contactless front-end component of a payment-enabled mobile device, short-distance radio polling signals transmitted from a non-retail contactless transaction terminal, wherein detecting the short-distance radio polling signals further comprises detecting a polling signal sequence of a Type A polling signal immediately followed by a Type B polling signal with an Application Family Identifier (AFI) value that is not “00” immediately followed by another Type B polling signal with an AFI value of “00” within a single polling cycle of the non-retail contactless transaction terminal;
determining, by the payment-enabled mobile device based on the detected polling signal sequence, that the payment-enabled mobile device is in proximity to the non-retail contactless transaction terminal;
bypassing, by a payment application running on the payment-enabled mobile device in response to the determination, a customary user verification feature;
performing, by the payment-enabled mobile device running the payment application, a transaction with the non-retail contactless transaction terminal without invoking the customary user verification feature; and
gaining, by the payment-enabled mobile device, access to at least one of a location or a service in response to performing the transaction with the non-retail contactless transaction terminal.