US 12,393,979 B1
System and method for vehicular tracking
Yevgeniy Viatcheslavovich Khmelev, San Antonio, TX (US); Susan Elizabeth Wright, San Antonio, TX (US); David M. Jones, Jr., San Antonio, TX (US); and Michael Anthony Miller, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Jun. 14, 2023, as Appl. No. 18/334,912.
Application 18/334,912 is a continuation of application No. 17/198,782, filed on Mar. 11, 2021, granted, now 11,699,181.
Claims priority of provisional application 63/002,695, filed on Mar. 31, 2020.
Int. Cl. G06Q 40/00 (2023.01); G06N 20/00 (2019.01); G06Q 30/0645 (2023.01); G06Q 40/03 (2023.01); G07C 5/08 (2006.01)
CPC G06Q 40/03 (2023.01) [G06N 20/00 (2019.01); G06Q 30/0645 (2013.01); G07C 5/0816 (2013.01); G07C 5/0841 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A tangible, non-transitory, computer-readable medium, comprising computer-readable instructions that, when executed by one or more processors of a computer, cause the computer to:
query for and accumulate data relevant to potential use of a vehicle from one or more electronic services;
perform machine learning on the accumulated data, identifying patterns in the accumulated data indicative of risk;
identify one or more capabilities of the vehicle indicating that one or more risk mitigation features are customizable for the vehicle, the risk mitigation features comprising: a lane departure system with a dynamically adjustable sensitivity onboard the vehicle, an adjustable speed limiting functionality onboard the vehicle, or both;
in response to the identified patterns, determine a customization to the one or more risk mitigation features, based upon the one or more capabilities of the vehicle, wherein the customization comprises one or more modifications of the one or more risk mitigation features of the vehicle to alter the dynamically adjustable sensitivity of the lane departure system onboard the vehicle, govern a maximum speed of the vehicle by activating the adjustable speed limiting functionality onboard the vehicle, or both; and
automatically implement the determined customization comprising the one or more modifications of the one or more risk mitigation features of the vehicle by:
generating one or more configuration update commands configured to cause implementation of the determined customization comprising the one or more modifications of the one or more risk mitigation features; and
providing to communications circuitry of the vehicle the one or more generated configuration update commands, the configuration update commands instructing the vehicle to implement the determined customization, resulting in vehicle alteration of the dynamically adjustable sensitivity of the lane departure system onboard the vehicle, activation of the adjustable speed limiting functionality onboard the vehicle, or both.