| CPC G06Q 20/12 (2013.01) [G06Q 20/065 (2013.01); G06Q 20/102 (2013.01); G06Q 20/227 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/3276 (2013.01)] | 19 Claims |

|
13. A payment system configured to process transactions, the payment system comprising:
at least one processor; and
non-transitory processor executable instructions including instructions stored thereon, the instructions configure the payment system to:
receive, from a merchant device of a merchant, transaction data associated with a transaction, wherein the transaction is between the merchant and a plurality of customers;
generate an interactive element for a record associated with the transaction;
receive a first request for at least a portion of the transaction data from a first device of a first customer of the plurality of customers;
in response to receiving the first request for the at least the portion of the transaction data configure the first device of the first customer to display a record splitting interface that includes items associated with at least the portion of the transaction data;
update, in real-time, the record splitting interface to indicate additional selection of one or more of the items on a second device of a second customer for payment, wherein updating the record splitting interface in real-time enables collaboration between the first customer and the second customer for apportioning the payment for the items and annotates each of the items as being selected by at least one of the first customer and the second customer for the payment, each of the items being selectable by more than one user;
apportion amounts for the items via the record splitting interface based on at least the additional selection;
send, through a communication interface of one or more computing devices of the payment system, real-time annotations to the first device and the second device showing corresponding selection of at least the items and the apportioned amounts of the items;
receive, from the first device, a request to initiate a payment for at least a first individual item represented in the at least the portion of the transaction data selected by at least one of the first customer or the second customer; and
initiate the payment for an amount of the at least the first individual item using funds associated with an account of the first customer, wherein a remaining balance associated with one or more remaining items, including the apportioned amount of the individual item selected by the second customer, associated with the transaction is payable by at least the second customer of the plurality of customers.
|