US 12,034,833 B2
Systems and methods for feature-based rating via blockchain
William J. Leise, Normal, IL (US); Douglas A. Graff, Mountain View, MO (US); Stacie A. McCullough, Bloomington, IL (US); Shawn M. Call, Bloomington, IL (US); Eric Bellas, Bloomington, IL (US); Jaime Skaggs, Chenoa, IL (US); Jacob J. Alt, Downs, IL (US); Eric R. Moore, Heyworth, IL (US); and Vicki King, Bloomington, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Sep. 16, 2022, as Appl. No. 17/946,524.
Application 17/946,524 is a continuation of application No. 17/017,964, filed on Sep. 11, 2020, granted, now 11,477,010.
Application 17/017,964 is a continuation of application No. 15/899,799, filed on Feb. 20, 2018, granted, now 10,805,068.
Claims priority of provisional application 62/542,496, filed on Aug. 8, 2017.
Claims priority of provisional application 62/542,456, filed on Aug. 8, 2017.
Claims priority of provisional application 62/542,477, filed on Aug. 8, 2017.
Claims priority of provisional application 62/542,066, filed on Aug. 7, 2017.
Claims priority of provisional application 62/542,081, filed on Aug. 7, 2017.
Claims priority of provisional application 62/541,363, filed on Aug. 4, 2017.
Claims priority of provisional application 62/541,386, filed on Aug. 4, 2017.
Claims priority of provisional application 62/540,299, filed on Aug. 2, 2017.
Claims priority of provisional application 62/537,084, filed on Jul. 26, 2017.
Claims priority of provisional application 62/509,479, filed on May 22, 2017.
Claims priority of provisional application 62/482,792, filed on Apr. 7, 2017.
Claims priority of provisional application 62/481,888, filed on Apr. 5, 2017.
Prior Publication US 2023/0013894 A1, Jan. 19, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 29/06 (2006.01); G06F 16/901 (2019.01); G06F 21/60 (2013.01); G06Q 10/10 (2023.01); G06Q 10/20 (2023.01); G06Q 30/018 (2023.01); G06Q 30/02 (2023.01); G06Q 40/02 (2023.01); G06Q 40/03 (2023.01); G06Q 40/08 (2012.01); G07C 5/00 (2006.01); G07C 5/08 (2006.01); H04L 9/06 (2006.01); H04L 9/30 (2006.01); H04L 9/32 (2006.01); G01C 22/00 (2006.01); H04L 9/00 (2022.01)
CPC H04L 9/0637 (2013.01) [G06F 16/9027 (2019.01); G06F 21/602 (2013.01); G06Q 10/10 (2013.01); G06Q 10/20 (2013.01); G06Q 30/018 (2013.01); G06Q 30/0278 (2013.01); G06Q 40/02 (2013.01); G06Q 40/03 (2023.01); G06Q 40/08 (2013.01); G07C 5/006 (2013.01); G07C 5/008 (2013.01); G07C 5/0808 (2013.01); G07C 5/0816 (2013.01); G07C 5/085 (2013.01); H04L 9/30 (2013.01); H04L 9/3239 (2013.01); G01C 22/00 (2013.01); G06Q 2220/00 (2013.01); H04L 9/3236 (2013.01); H04L 9/3247 (2013.01); H04L 9/50 (2022.05); H04L 2209/84 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for safety feature-based rating utilizing a blockchain, the blockchain being maintained by a plurality of participants and including a plurality of vehicle records respectively corresponding to a plurality of vehicles, the method comprising:
receiving, at one or more hardware processors coupled with a network interface, a new vehicle type notification from a first participant indicating a set of safety features associated with a new vehicle type;
calculating, by the one or more hardware processors, a safety rating for a particular safety feature from the indicated set of safety features by comparing data associated with (i) a first plurality of vehicle records, retrieved from the utilized blockchain, respectively corresponding to a first plurality of vehicles including the particular safety feature from the indicated set of safety features, and (ii) a second plurality of vehicle records corresponding to a second plurality of comparable vehicles lacking the particular safety feature; and
generating, by the one or more hardware processors, a product associated with the new vehicle type based upon the calculated safety rating for the particular safety feature such that the generated product can be requested by a second participant of the plurality of participants.