US 12,033,149 B1
Self-service payment card security system
Nathan Scott Harman, Aubrey, TX (US); Ashley Nicole Munoz, Frisco, TX (US); Matthew David LaBrenz, Lewisville, TX (US); Mark Jeffrey Wallace, Little Elm, TX (US); Bryan Leonard Bain, San Antonio, TX (US); William Daniel Farmer, Carrollton, TX (US); James Edward Finley, Jr., McKinney, TX (US); and Arthur Vajirasarn, Plano, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Jul. 2, 2021, as Appl. No. 17/366,416.
Application 17/366,416 is a continuation of application No. 15/914,743, filed on Mar. 7, 2018, granted, now 11,055,711.
Claims priority of provisional application 62/468,769, filed on Mar. 8, 2017.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/34 (2012.01)
CPC G06Q 20/401 (2013.01) [G06Q 20/34 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A payment provider account system, comprising:
a memory storing instructions; and
one or more processors that, when executing the instructions, are configured to:
receive, via input associated with a user interface, a threshold geographical range associated with a request to authorize a transaction;
store, in the memory, the threshold geographical range;
receive an indication that a pending transaction is being performed using an account number and a transaction location associated with the pending transaction;
determine account holder information associated with the account number, wherein the account holder information indicates a mobile device;
receive from the mobile device a location of the mobile device;
determine that the transaction location is outside of the threshold geographical range from the location of the mobile device;
send the request to authorize the pending transaction to the mobile device based at least in part on determining that the transaction location is outside of the threshold geographical range from the location of the mobile device;
receive authorization from the mobile device in response to sending the request; and
authorize the pending transaction based on receiving the authorization from the mobile device.