US 12,033,129 B1
System and method for assisting individuals in assessing and improving their behavior regarding financial and other-than-financial planning based on their personal circumstances and assisting with implementing such plans
Mark Riepe, Moraga, CA (US); and Mark Jamison, Mill Valley, CA (US)
Assigned to CHARLES SCHWAB & CO., INC., San Franciso, CA (US)
Filed by Charles Schwab & Co., Inc., Westlake, TX (US)
Filed on Jul. 19, 2022, as Appl. No. 17/813,525.
Application 17/813,525 is a continuation of application No. 12/313,191, filed on Nov. 17, 2008, granted, now 11,392,918.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/20 (2012.01); G06Q 20/22 (2012.01)
CPC G06Q 20/227 (2013.01) [G06Q 20/22 (2013.01)] 16 Claims
OG exemplary drawing
 
1. A computer-based method of configuring a resources server to provide at least one resource, the method comprising:
providing a plurality of questions, each of the plurality of questions corresponding to at least one of a plurality of planning dimensions, the plurality of planning dimensions including at least one financial planning dimension and at least one other than financial planning dimension;
receiving a response to each of the plurality of questions and demographic information from a user;
storing each response to the plurality of questions and the demographic information from the user in a computer memory, the plurality of responses being associated with the demographic information received from the user;
determining, via a hardware processor coupled to the computer memory, at least one planning dimension score for each of the plurality of planning dimensions using the responses received from the user to the plurality of questions;
determining an overall score for the user, the overall score based on the planning dimension scores for each of the plurality of planning dimensions;
obtaining a comparison score, the comparison score being at least one of an overall score for the user from a previous set of responses to each of the plurality of questions or an overall score of a second user with similar demographic information as the user;
providing at least one of the plurality of planning dimension scores to the resources server to select for the user, for at least one of the plurality of planning dimensions, a resource from a plurality of resources;
generating a to do list of actions for the user to complete to improve at least one of the plurality of planning dimension scores or the overall score;
outputting the overall score, the comparison score, the to do list, and the selected resources to the user; and
automatically notifying the user to update the to do list, wherein timing of the automatic notifications is determined and updated based on a total number of uncompleted items on the to do list.