US 11,700,259 B2
Authentication and tracking system for secondary users of a resource distribution processing system
Sandeep Kumar Chauhan, Miyapur Hyderabad (IN); Rajesh Balireddy, Telangana (IN); and Barath Cuddalore Sridhar, Chennai (IN)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on Jul. 29, 2020, as Appl. No. 16/941,850.
Prior Publication US 2022/0038462 A1, Feb. 3, 2022
Int. Cl. H04L 29/06 (2006.01); G06F 9/50 (2006.01); H04L 9/40 (2022.01)
CPC H04L 63/101 (2013.01) [G06F 9/5011 (2013.01); H04L 63/083 (2013.01)] 20 Claims
OG exemplary drawing
 
15. A computer implemented method for authenticating and tracking resource distributions of secondary users, the method comprises:
receiving a registration request from a primary user to register one or more secondary users, wherein the one or more secondary users are related to the primary user, wherein the one or more secondary users do not meet eligibility requirements to open an individual resource pool;
in response to receiving the registration request, generating user credentials for each of the one or more secondary users;
associating the user credentials associated with the one or more secondary users with a primary user identification of the primary user;
tagging the user credentials associated with the one or more secondary users with user verification documents of the primary user;
receiving a resource distribution request from a secondary user of the one or more secondary users, wherein the resource distribution request is associated with transferring resources from a resource pool of the primary user to a third party entity, wherein the resource distribution request comprises at least a device id associated with initiation of the resource distribution request and secondary user identification information associated with the secondary user;
authenticating the secondary user; and
processing the resource distribution request based on authenticating the secondary user.