US 11,699,142 B1
Merchant terminal for receiving payment from a vehicle
Kristopher Keith Gaudin, Bloomington, IL (US); Leo Nelson Chan, Normal, IL (US); and Justin Davis, Normal, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Feb. 4, 2021, as Appl. No. 17/168,001.
Application 17/168,001 is a continuation of application No. 15/428,656, filed on Feb. 9, 2017, granted, now 10,949,830.
Claims priority of provisional application 62/362,152, filed on Jul. 14, 2016.
Claims priority of provisional application 62/360,015, filed on Jul. 8, 2016.
Claims priority of provisional application 62/295,596, filed on Feb. 16, 2016.
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/327 (2013.01) [G06Q 20/20 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3221 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/40145 (2013.01)] 7 Claims
OG exemplary drawing
 
1. A merchant communication terminal for facilitating using a vehicle as a payment device, the merchant communication terminal being associated with a merchant that provides goods or services, the merchant communication terminal comprising:
one or more processors in a merchant communication terminal associated with a merchant;
a non-transitory computer-readable memory coupled to the one or more processors and storing thereon instructions that, when executed by the one or more processors, cause the merchant communication terminal to:
detect a triggering event indicating that a vehicle is within a predetermined range for communicating with the merchant communication terminal;
establish a short-range communication link between the merchant communication terminal and an electronic device proximately attached to the vehicle;
receive identification information indicative of the vehicle or a user within the vehicle;
electronically verify the identification information;
electronically verify a virtual account associated with the vehicle or the user within the vehicle;
receive, from the electronic device, vehicle data, the vehicle data including a current fuel level of the vehicle;
receive, from the electronic device, a virtual order for goods or services provided by the merchant;
accept the virtual order for goods or services;
upon accepting the virtual order and based upon the vehicle data, automatically cause the goods or services to be provided to the vehicle, the goods or services including vehicle refueling;
confirm the vehicle has been refueled; and
transmit an electronic receipt indicative of a payment to facilitate using the vehicle as a payment device.