| CPC H04M 3/2281 (2013.01) [H04L 43/0829 (2013.01); H04L 65/1076 (2013.01); H04M 1/68 (2013.01); H04W 12/02 (2013.01); H04W 24/08 (2013.01); H04M 7/0078 (2013.01); H04M 2203/558 (2013.01); H04M 2203/6027 (2013.01); H04M 2203/6045 (2013.01); H04W 12/12 (2013.01); H04W 12/63 (2021.01); H04W 12/65 (2021.01)] | 20 Claims |

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1. A computer-implemented method comprising:
receiving, by a computing device, call data for a call originated at a calling device of a caller, the call data including audio data and indicating a type of requested transaction and one or more characteristics associated with the calling device;
extracting, by the computing device, one or more characteristics associated with the calling device from the call data to generate a feature vector for the calling device;
comparing, by the computer, the feature vector for the call data against a stored feature vector for a registered user; and
authorizing, by the computer, the type of requested transaction indicated in the call data, in response to the computer determining that the feature vector for the call data satisfies a matching threshold to the stored feature vector for the registered user.
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