US 11,055,718 B2
Methods and systems for allowing an electronic purchase upon completion of an exercise and/or activity goal
Michael Mossoba, Arlington, VA (US); Abdelkader M'Hamed Benkreira, New York, NY (US); and Joshua Edwards, Philadelphia, PA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Sep. 11, 2019, as Appl. No. 16/567,891.
Prior Publication US 2021/0069549 A1, Mar. 11, 2021
Int. Cl. G06Q 20/40 (2012.01); A63B 24/00 (2006.01)
CPC G06Q 20/405 (2013.01) [G06Q 20/40 (2013.01); A63B 24/0006 (2013.01); A63B 24/0059 (2013.01); A63B 24/0062 (2013.01); A63B 24/0087 (2013.01); A63B 2024/0012 (2013.01)] 13 Claims
OG exemplary drawing
 
1. A computer-implemented method for allowing an electronic purchase upon completion of an exercise and/or physical activity goal, comprising:
retrieving, at a processor associated with a user device, exercise and/or physical activity goal parameters for a user, wherein the exercise and/or physical activity goal parameters comprise obtaining a predetermined heart rate for a predetermined amount of time on a predetermined day and/or a predetermined time of day;
retrieving, from a database in communication with the processor, electronic charge approval parameters for the user, the electronic charge approval parameters based on the exercise and/or physical activity goal parameters;
measuring, by an electronic measurement system, motion data and/or heart rate date for the user;
based on measured motion data and/or heart rate data, determining, by the processor, that the exercise and/or physical activity goal parameters have been met; and
responsive to receiving a determination that the exercise and/or physical activity goal parameters have been met and the requested electronic charge is within a predetermined price range for a product and/or service from a pre-determined entity, authorizing, by the processor, a requested electronic charge in accordance with the electronic charge approval parameters.