US 11,055,698 B2
Merchant location based display for a projectable transaction card
Sam Taffer, Washington, DC (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jul. 15, 2019, as Appl. No. 16/512,106.
Prior Publication US 2021/0019733 A1, Jan. 21, 2021
Int. Cl. G06Q 20/34 (2012.01); G06K 19/077 (2006.01); H04W 4/021 (2018.01)
CPC G06Q 20/351 (2013.01) [G06K 19/07707 (2013.01); G06Q 20/352 (2013.01); H04W 4/021 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method, comprising:
receiving, by a transaction device and from a user device, information that identifies a current location of a projectable transaction card, separate from the transaction device, that is in communication with the user device,
wherein the projectable transaction card comprises a physical transaction card with an integrated circuit (IC) chip, and
wherein the projectable transaction card is capable of being used to conduct a transaction associated with a merchant;
determining, by the transaction device, that the current location of the projectable transaction card matches a location associated with the merchant;
identifying, by the transaction device and based on determining that the current location of the projectable transaction card matches the location associated with the merchant, a virtual transaction number from a plurality of virtual transaction numbers associated with the projectable transaction card,
wherein the virtual transaction number is:
unique to the merchant,
previously associated with the merchant,
unique to an account associated with the projectable transaction card, and
is to be used in conducting the transaction associated with the merchant, and
wherein each of the plurality of virtual transaction numbers is associated with a single account identifier that corresponds to the account associated with the projectable transaction card;
providing, by the transaction device, via the user device, and to the projectable transaction card, the virtual transaction number for display on a display screen of the projectable transaction card,
wherein the virtual transaction number is provided to the projectable transaction card via a wireless communication between the projectable transaction card and the user device, and
wherein the virtual transaction number is not displayed on the display screen of the projectable transaction card prior to a determination that the current location of the projectable transaction card matches the location associated with the merchant;
transmitting, by the transaction device, via the user device, and to the projectable transaction card, an instruction that causes the projectable transaction card to store the virtual transaction number on a cache associated with the IC chip of the projectable transaction card;
determining, by the transaction device, that the transaction associated with the merchant has been completed; and
stopping, by the transaction device, the virtual transaction number from being displayed on the display screen of the projectable transaction card based on determining that the transaction, associated with the merchant, has been completed.