US 11,055,442 B2
Secure decentralized system utilizing smart contracts, a blockchain, and/or a distributed file system
Jonathan Lee, Kitchener (CA); Steve Frensch, Ontario (CA); Ethan Greig, Dundas (CA); Anna-Maria Nalepa, Mississauga (CA); and Zheng Jian, Kitchener (CA)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Oct. 24, 2019, as Appl. No. 16/662,306.
Application 16/662,306 is a continuation of application No. 16/152,916, filed on Oct. 5, 2018, granted, now 10,496,850.
Application 16/152,916 is a continuation of application No. 15/997,271, filed on Jun. 4, 2018, granted, now 10,095,888, issued on Oct. 9, 2018.
Prior Publication US 2020/0057870 A1, Feb. 20, 2020
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/00 (2006.01); G06F 21/64 (2013.01); H04L 9/06 (2006.01); G06Q 40/02 (2012.01); G06F 16/182 (2019.01); H04L 9/32 (2006.01); H04L 9/14 (2006.01)
CPC G06F 21/64 (2013.01) [G06F 16/182 (2019.01); G06Q 40/025 (2013.01); H04L 9/0637 (2013.01); H04L 9/14 (2013.01); H04L 9/3239 (2013.01); H04L 2209/38 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method, comprising:
receiving, by a first node, new credit data associated with an individual that has credit with a first organization,
wherein a blockchain and a set of distributed data sources are to be used to share the new credit data with a network of nodes that are associated with a group of organizations that is permitted to access the new credit data, and
wherein the new credit data has been provided to the set of distributed data sources by a second node associated with a second organization of the group of organizations;
updating, by the first node, a smart contract associated with the individual to include information associated with the new credit data; and
performing, by the first node, a group of actions associated with obtaining additional new credit data from the set of distributed data sources or providing the additional new credit data to the set of distributed data sources.