US 11,055,145 B2
System for generation and maintenance of nested hierarchical resource modules
Kerry Michelle Cantley, Fort Mill, SC (US); Katherine Dintenfass, Lincoln, RI (US); and Heather Roseann Dolan, Sarasota, FL (US)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on Jun. 18, 2019, as Appl. No. 16/444,014.
Prior Publication US 2020/0401453 A1, Dec. 24, 2020
Int. Cl. G06F 9/50 (2006.01); G06F 12/08 (2016.01)
CPC G06F 9/5038 (2013.01) [G06F 9/5077 (2013.01); G06F 12/08 (2013.01); G06F 2209/5011 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for generation and maintenance of nested hierarchical resource modules, the system comprising: at least one transitory storage device; and at least one processing device coupled to the at least one non-transitory storage device, wherein the at least one processing device is configured to: identify one or more indicators associated with one or more resource pools of a user; generate one or more resource modules in the one or more resource pools of the user based on identifying the one or more indicators, wherein the one or more resource modules are hierarchical resource modules; automatically transfer resources to each of the one or more resource modules; identify initiation of a resource interaction by the user, wherein the resource interaction is between the user and a third party entity; determine a type of the resource interaction and identify at least one resource module that is associated with the determined type; transfer the resources from the at least one of the one or more resource modules to the third party entity, identify that the resources in a first resource module of the one or more resource modules are greater than a first limit after a first time period; and transfer the resources from the first resource module to each of the hierarchical resource modules associated with the first resource module based on historical resource pool data.