US 12,346,976 B2
Fault determination of blockchain subrogation claims
Shawn M. Call, Bloomington, IL (US); Jaime Skaggs, Chenoa, IL (US); Eric Bellas, Bloomington, IL (US); Douglas A. Graff, Mountain View, MO (US); William J. Leise, Normal, IL (US); Vicki King, Bloomington, IL (US); Jacob J. Alt, Downs, IL (US); Eric R. Moore, Heyworth, IL (US); and Stacie A. Mccullough, Bloomington, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Nov. 28, 2023, as Appl. No. 18/521,151.
Application 18/521,151 is a continuation of application No. 17/963,293, filed on Oct. 11, 2022, granted, now 11,861,729.
Application 17/963,293 is a continuation of application No. 17/168,024, filed on Feb. 4, 2021, granted, now 11,501,383, issued on Nov. 15, 2022.
Application 17/168,024 is a continuation of application No. 15/955,213, filed on Apr. 17, 2018, granted, now 10,949,926, issued on Mar. 16, 2021.
Claims priority of provisional application 62/584,364, filed on Nov. 10, 2017.
Claims priority of provisional application 62/584,424, filed on Nov. 10, 2017.
Claims priority of provisional application 62/584,435, filed on Nov. 10, 2017.
Claims priority of provisional application 62/555,174, filed on Sep. 7, 2017.
Claims priority of provisional application 62/555,177, filed on Sep. 7, 2017.
Claims priority of provisional application 62/555,014, filed on Sep. 6, 2017.
Claims priority of provisional application 62/555,002, filed on Sep. 6, 2017.
Claims priority of provisional application 62/510,664, filed on May 24, 2017.
Prior Publication US 2024/0095846 A1, Mar. 21, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); G06Q 20/06 (2012.01); H04L 9/00 (2022.01)
CPC G06Q 40/08 (2013.01) [G06Q 20/0655 (2013.01); G06Q 2220/00 (2013.01); H04L 9/50 (2022.05)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method of settling a subrogation claim by a shared ledger, the method comprising, via one or more processors, servers, and/or associated transceivers:
generating a subrogation claim;
deploying the subrogation claim to the shared ledger maintained by a plurality of participants in a shared ledger network according to a set of consensus rules, the subrogation claim identifying a subrogation defendant; and
broadcasting an update to the subrogation claim deployed to the shared ledger, the update including data relating to fault in the subrogation claim, the data including sensor data autonomously transmitted from a vehicle in a crash in response to the vehicle detecting the crash, wherein the update further includes a proof-of-identity to cryptographically prove that the sensor data is originated by the vehicle involved in the crash, and wherein the update is appended to the shared ledger in response to the plurality of participants in the shared ledger network determining that the update satisfies the set of consensus rules; and
receiving a subrogation claim settlement payment upon resolution of the subrogation claim, wherein the subrogation claim is closed upon receipt of the subrogation claim settlement payment.