US 12,341,913 B2
Systems and methods for generating authentication quizzes
Samuel Rapowitz, Roswell, GA (US); Zviad Aznaurashvili, Reston, VA (US); and Viraj Chaudhary, Katy, TX (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Feb. 6, 2023, as Appl. No. 18/165,281.
Prior Publication US 2024/0267237 A1, Aug. 8, 2024
Int. Cl. H04L 29/06 (2006.01); G06N 20/00 (2019.01); G06Q 20/38 (2012.01); H04L 9/32 (2006.01)
CPC H04L 9/3271 (2013.01) [G06N 20/00 (2019.01); G06Q 20/389 (2013.01)] 20 Claims
OG exemplary drawing
 
1. An authentication method comprising:
receiving, from a user device in communication with an authentication server, an authentication request associated with a user in possession of the user device;
requesting, from a transaction history database, a transaction history associated with the user, the transaction history comprising a first purchase of a first product and a second purchase of a second product;
selecting, using a machine learning model, the first product and the second product to authenticate the user;
identifying, based on the transaction history associated with the user, a third product that the user did not purchase;
generating, based on stock keeping unit (SKU) data, images of the first product, the second product, and the third product;
generating, by the machine learning model, an authentication quiz comprising:
the images of the first product, the second product, and the third product; and
requests to the user to confirm that the user purchased one or more of the first product, the second product, and the third product;
receiving, from the user device, responses from the user confirming that the user purchased the first product and the second product and denying that the user purchased the third product; and
transmitting instructions to the user device to authenticate the user.