CPC G06Q 20/40145 (2013.01) [G06F 21/31 (2013.01); G06F 21/32 (2013.01); G06Q 20/4014 (2013.01); H04L 63/0861 (2013.01); G06F 21/34 (2013.01); G06F 2221/2115 (2013.01); G06Q 20/341 (2013.01); G07C 9/257 (2020.01); G07C 9/26 (2020.01); G07C 2209/12 (2013.01); G07F 7/1008 (2013.01); H04L 9/0866 (2013.01); H04L 9/3231 (2013.01); H04L 2209/56 (2013.01); H04L 2209/80 (2013.01); H04W 12/06 (2013.01); H04W 12/068 (2021.01)] | 20 Claims |
1. A method comprising:
acquiring, by a portable user device, a facial image of a user;
automatically computing a hash of the acquired facial image;
comparing, by the portable user device, the hash of the facial image of the user with a biometric profile stored in the portable user device;
responsive to the comparing, determining that the hash of the facial image of the user matches with the biometric profile;
responsive to determining that the hash of the facial image of the user matches with the biometric profile and automatically detecting that the portable user device is within a proximity zone of a reader device, establishing a wireless communication channel between the portable user device and the reader device; and
transmitting transaction information for a transaction from the portable user device to the reader device via the wireless communication channel, the reader device requesting a validation of the transaction information from a trusted system and performing the transaction using the transaction information responsive to receiving the validation of the transaction information from the trusted system.
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