US 12,333,623 B1
Digital identity
Mark Joseph Kapczynski, Santa Monica, CA (US)
Assigned to ConsumerInfo.com, Inc., Costa Mesa, CA (US)
Filed by ConsumerInfo.com, Inc., Costa Mesa, CA (US)
Filed on Sep. 20, 2023, as Appl. No. 18/471,197.
Application 18/471,197 is a continuation of application No. 17/444,849, filed on Aug. 11, 2021, granted, now 11,803,929.
Application 17/444,849 is a continuation of application No. 16/657,174, filed on Oct. 18, 2019, granted, now 11,120,519, issued on Sep. 14, 2021.
Application 16/657,174 is a continuation of application No. 15/662,712, filed on Jul. 28, 2017, granted, now 10,453,159, issued on Oct. 22, 2019.
Application 15/662,712 is a continuation of application No. 14/276,540, filed on May 13, 2014, granted, now 9,721,147, issued on Aug. 1, 2017.
Claims priority of provisional application 61/826,925, filed on May 23, 2013.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 50/26 (2024.01)
CPC G06Q 50/265 (2013.01) 18 Claims
OG exemplary drawing
 
1. A computing system comprising:
memory; and
one or more processors configured by computer-executable instructions that, when executed by the one or more processors, cause the one or more processors to:
generate or obtain results of a validation of an individual based at least in part on an image of a government-issued form of identification (“ID”) of the individual;
based at least in part on the results of the validation, generate a validated ID token, wherein the validated ID token is specific to the individual and is usable to authenticate the individual;
associate the validated ID token and profile data regarding the individual in a validated ID data store;
receive an identification verification request from a third-party service provider in association with a request from the individual to open an account with the third-party service provider; and
in response to the identification verification request, transmit a response to the third-party service provider that is based at least in part on a comparison of information in the identification verification request and at least one of the validated ID token or the profile data stored in the validated ID data store.